Personal Finance & Career
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Pension, Retirement Benefits and Social Security Schemes for Central Government Employees
Central Government employees enjoy pensions, gratuity, leave encashment, health cover, and family pensions. The OPS-NPS debate continues, OPS gave assured security, while NPS ensures fiscal sustainability. Balancing employee welfare with government finances will define India’s pension reforms ahead.

Pay, Allowances and Perks of Central Government Employees
The salary structure of Central Government employees in India is carefully designed to balance stability, competitiveness, and fairness. With a combination of basic pay, allowances, and a wide range of perks, these jobs continue to be among the most sought-after in the country.

September 2025 Financial Deadlines Every Indian Must Know: ITR, Pension Switch, and SBI Card Changes
September 2025 is shaping up as a decisive month for taxpayers, government employees, credit card users, and small investors alike. The extended ITR deadline provides relief but demands timely compliance. Pension scheme choices will determine retirement outcomes for lakhs of employees.
Technology
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A Beginner’s Guide to Using AI Tools Safely
AI tools in 2025 are powerful allies for productivity, creativity, and problem-solving. But like any tool, they must be used wisely. The safest approach is to treat AI as a helper, not an authority, verify information, protect privacy, and use critical judgment.